Barclays has reduced rates across a range of products, including a sub-4% rate, while TSB has made changes to residential, buy-to-let (BTL), product transfer and additional borrowing ranges.
Barclays has cut its existing customer residential reward range including the EMC Reward two-year fixed at 60% LTV with a product fee of £999, which has been lowered from 4.20% to 4.06%.
In the same range, the EMC Reward five-year fixed at 60% LTV with a product fee of £999 will decrease to 3.98% from 4.12% while the EMC Reward two-year fixed at 75% LTV with a fee of £999 has been cut by 0.14% to 4.26%.
The bank has also lowered rates on its existing residential purchase and remortgage products.
This includes a five-year fixed at 60% LTV with a product fee of £1,999 which has been cut by 0.25% to 4.28% while the five-year fixed at 70% LTV with a product fee of £1,999 has been reduced by 0.24% to 4.37%.
In the same range, the two-year fixed at 70% LTV with a product fee of £1,999 has been trimmed by 0.16% to 4.36%.
Existing purchase only products have also been reduced. This includes the five-year fixed at 85% LTV with a fee of £1,999 which has been lowered by 0.13% to 4.63%.
Elsewhere, TSB has trimmed rates by as much as 0.15%.
The lender’s residential two- and five-year fixed remortgage 75% to 90% LTV rates and three-year fixed remortgage 75% to 85% LTV have all been reduced by up to 0.15%.
The BTL two- and five-year fixed house purchase 60% to 75% LTV rates have been lowered by 0.10%.
The product transfer residential three-year fixed 75% and 85% LTV rates have been reduced by up to 0.10% while additional borrowing residential five-year 75% to 80% LTV rates have been cut by 0.10%.
